Trade our account. Keep 80% of the profit.
Pay a one-time fee from $89, pass one assessment on a simulated account, and get paid in USDC or AUSD to your own wallet. No MT5, no time limit.
01How to get funded
Three steps to a payout.
A prop firm lets you trade its account once you prove you can do it without big losses. You pay a small fee for the test, not your savings.
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Pay from your MonFunded wallet
Create your wallet in the app with Face ID or a fingerprint, or with email or Google. Add USDC, AUSD or MON on Monad and pay the one-time fee for the account size you pick.
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Pass the assessment
Trade at live prices on a simulated account: crypto perpetuals on Perpl, and forex, metals, energies and indices from MonFunded liquidity. You have one goal and two limits. The goal is the profit target, the gain that passes you. The limits are the daily loss limit and the max drawdown, a fixed floor under your balance. There is no time limit.
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Get paid
Your account becomes a funded account. Request a payout once you're flat, with no working orders: you keep 80%, paid onchain to your wallet in USDC or AUSD — sent by a public contract on Monad, so anyone can check it happened.
02Rules
One step. Seven numbers.
Simple rules, the same at every size: one assessment, no second phase, no time limit. The server checks every rule on every price update. Break a limit and the account ends. Reach the target and it is funded. Every rule, with examples
Profit target
10%
of the starting balance
Reach it on closed trades and you pass.
Daily loss limit
3%
of the day's opening equity
Equity is your balance plus or minus what your open trades are worth right now. It is written down at 00:00 UTC each day. Fall this far below it and the account ends.
Max drawdown
10%
of the starting balance
A fixed floor under your starting balance. It never moves.
Consistency
30%
the most one day may be worth
No single day may be worth more than this share of your profit. One huge day is a bet; the same profit over a week is a method.
Leverage
15×
the plan's cap
Leverage lets you hold a position bigger than the money you put up, which is called margin. On crypto it is up to 15 times the margin, or less where Perpl's own limit is lower. On forex it is up to 50 times.
Minimum hold
60 s
per position
Every position stays open for at least 60 seconds.
Profit split
80%
to you
Of every withdrawal, paid in USDC or AUSD.
03Plans
Pick a size. Pay once.
Every account has the same rules. Only the size and the fee change, and the fee is a one-time payment for one assessment.
$25,000
$250one-time fee
USDCAUSDMONPay with any of them.
Start the $25,000 challengeFees are non-refundable once the account is active. Up to 5 assessments at once, per wallet. Refund policy
- Profit target10%$2,500
- Daily loss limit3%$750
- Max drawdown10%floor $22,500
- Leverage15× crypto · 50× forex
- Profit split80% to you
- Time limitNone
- Withdrawalsthe whole profit at once; the account pauses until it's released, then trades on from its starting balance
04Platform
No MT5. One dashboard.
Most prop firms hand you a desktop download, a broker login and a separate portal for your rules. MonFunded is a single web app: open it in any browser, on a phone or a computer, and everything is there.
The usual prop firm
- Download and install MT5
- A broker server, a login and a password to keep
- Rules in a PDF, progress in another portal
- A payout request form, then a wait
MonFunded
- Open a browser tab. Nothing to install.
- One passkey: Face ID, a fingerprint or your PIN
- Live rule meters next to the chart
- A Withdraw button, paid to your own wallet
Charts in the browser
Candles on six timeframes from 1 minute to 1 day, with moving averages, RSI, MACD, Bollinger Bands, VWAP, Ichimoku and more, plus the trend lines, rays and zones you draw yourself.
Orders beside the chart
Go long or short from a ticket that shows the margin and the leverage before you confirm. Demo accounts can switch on one-click trading.
Equity guard
Set a level and the server closes every position if your equity falls below it, even with the app closed.
Economic calendar
Scheduled releases are marked on the chart, and you can pause your own trading around them.
05Payouts
Payouts you can track onchain.
The payout contract is not live on Monad yet. This is how it pays once it is: no request form, and every payout a public transaction you can look up.
Automated
Press Withdraw and the server checks your account against the rules and signs the amount. Every payout, including the first, passes that automated review before it's released; most are then paid automatically, within minutes, and some are released by a person on our team.
In real time
An automatic payout is sent at once: the contract pays your 80% from its reserve to your wallet in USDC or AUSD, usually within a minute.
Trackable onchain
Each payout is listed with its Monadscan link. If ours is ever late, you can claim it from the contract yourself with the server's signature.
Words you'll see
A prop firm has its own vocabulary. These are the ten words on this page, in plain terms.
- Prop firm
- A trading company that lets you trade its account instead of your own savings, and shares the profit with you.
- Challenge (assessment)
- The test you pass to get funded. At MonFunded it is one step: you pay a one-time fee, there is no time limit and no second phase.
- Simulated account
- A virtual balance, priced at live market prices. No real coins move when you trade, so you cannot lose more than your fee.
- Profit target
- The gain that passes you: 10% of the starting balance, counted on closed trades.
- Daily loss limit
- How far your equity may fall below where it started the day (3%). The day starts at 00:00 UTC. Cross it and the account ends.
- Max drawdown
- A floor under your starting balance (10% below it). It never moves. Equity under the floor ends the account.
- Consistency
- No single day may be worth more than 30% of your profit. It keeps one lucky day from passing you.
- Funded account
- What the same account becomes when you pass. The target goes away; the daily loss limit and the max drawdown stay.
- Payout
- A withdrawal of your profit. A public contract on Monad pays it to your own wallet, in USDC or AUSD.
- Profit split
- How a payout is shared: you receive 80% and MonFunded keeps 20%.
Risks, plainly
The fee is real money. It is not refundable once the account is active, even if you break a rule on the first day. The refund policy lists the few exceptions.
The account is simulated: its balance is virtual and its losses are not yours. What is real is the fee you pay and the payout you receive.
Passing is not a promise of a payout. Every payout is checked against the rules first, and some are held for a person to review.
Only pay a fee you can afford to lose. Nothing here is financial advice.
Questions
What happens if I fail?
If you cross the daily loss limit or the max drawdown, the account ends: open positions close at the market price and the fee is not refunded. You can buy a new assessment whenever you like. There are no resets, so a new try is a new account with a new fee.
Is the money in the account real?
No. The account is simulated, priced at live market prices. What is real is the fee you pay and the payout you receive, both onchain on Monad.
How fast is a payout?
Press Withdraw and the server checks the account against the rules. Every payout passes that check. Most are then paid automatically within minutes, and some are released by a person on our team. Each payout is a Monad transaction you can look up.
Can I use a bot or an AI agent?
Yes. The rules are the same for agents and people. There is a beta plugin for MetaMask Agent Wallet on the AI agents page. Martingale, copy trading and oversized positions hold a payout for review, whoever places the trades.
How is this different from Perps?
A challenge account is simulated and you pay a fee for the chance to be funded. On the Perps page you trade with your own AUSD on Perpl, so your own money is at risk and there is no assessment.
One wallet. Everything in one app.
Open the app in your browser, make a wallet with your face or fingerprint, and try the free demo before you pay anything.